Does anyone have an explanation as to what is happening and how I can get it resolved before I call my attorney? This is normal and all newer There is always something that can go wrong. How many grandchildren does Joe Biden have? If you are looking at the transactions don't forget the dates won't marry up as when you pay someone paypal credits that person for you and the funds won't leave your bank account until a few days later. Money has been taken from my PayPal account without my authorisation. My bank statement is $0.0 and only shows PayPal activity. I have called customer support and the resolution center. I sent them a copy of my bank statement and they put money back into my bank account, but Refunds typically take 2-10 days, in some rare cases as long as 30 days. So the payment was never on hold thru PayPal because he didn't use PayPal to remit. on the bank. Contacted another ebay representative later and she confirmed the buyer will take 5 days to receive his refund after that the funds will be released back onto my paypal to transfer back to my bank? One method sends a code to your cell phone via text message, to pair with your password, while another uses a token, a device which generates a new number on a 30-60 second interval, which is then matched with your password. If these charges shown up in your bank statement and not your Paypal account and has description like PAYPAL etc,someone has managed to hack into your bank account and hoping you would be fooled . Your recipient gets paid into their bank account Next, Wises account in your recipients country pays the money straight into their account. please help! If I login to PayPal and go to my wallet, I have a section that looks like this: If I click on it, I am presented with a screen with details about the connection. The Standard transfer typically Refund didn't complete and PayPal wants me to ask the Heads-up new paypal scam - Fake Invoice + email. Please contact the moderators of this subreddit if you have any questions or concerns. completes in 1 business day. Can I have this money refunded to me. This is the statement on the paypal agreement: "I hereby authorize PayPal to issue pre-authorized debits drawn on the bank account (the Account) added to my PayPal Account for my personal or business use." I called my financial institute and they told me to call my branch and report these transactions to dispute them. Just have your attorney deal with it. It is baffling why their system is taking money back out then refunded again. Maybe a letter from your atto By browsing this website, you consent to the use of cookies. I do not recall hearing other new seller talk about cancellation, refunds and new seller holds before. Refund credited to gift card and not my credit card. How did they get my info? How can we cool a computer connected on top of or within a human brain. Sometimes, depending on your bank's clearing The best advise I can give is plan on not getting any credit until the waiting period. WebI bought and paid for something from a local shop which I then went and collected in person, I used PayPal to pay but to take it from a newly added bank account. WebOnce you've linked your bank account to PayPal, withdrawing your balance is quick and easy. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. Now it does take a few extra days for an electronic transfer out of your bank to complete so that also sounds correct. "These hearing aids are a game changer! The best way to do it is with different banks instead of merely different accounts, but that is also the most inconvenient for filling the account back up. If your account was created when you were younger than 18, then that is covered in the FAQ! 8 people found this solution to be helpful. Background checks for UK/US government research jobs, and mental health difficulties. your bank account. any one got any ideas ? Here's how to request a check (timeframe is 5-10 business days): The PayPal Debit Card is the fastest way to withdraw money from your PayPal Balance account. You can review your purchase history, check a specific purchase, manage subscriptions and request refunds. There is no activity on my Paypal account. A refund must be claimed within 8 weeks starting from the date on which your account was debited. If you were charged by Apple for something there are a few possibilities: You purchased it from the app store (or subscribed to a service) and forgot you did Someone you share your phone with purchased it from the app store You're best bet, email PayPal with this exact question and see what they respond with. " Is it OK if we also use cookies to show you personalized ads? Can someone else be using my bank account for backup funding? Step 1 Confirm a Bank Account and Link It to PayPal. I am a bot, and this action was performed automatically. or eligible debit card. @fred_dot_u In fact, they do at least in Germany, they explicitly expect you to configure that via settings by checking a checkmark and saving the settings. But if I click the "Top Up" button in PayPal, it says that after linking my PayPal account, I still need to log in to my bank account to initiate the transfer. You can transfer money directly to your linked bank account Very sorry to hear your troubles. I faced the same issue as well and they did not give me a valid reason why they took my money away. I seen his funds on hold. PayPal is taking funds from my BANK ACCOUNT, not my PayPal account. completes in 1 business day. Press question mark to learn the rest of the keyboard shortcuts. Please contact the moderators of this subreddit if you have any questions or concerns. . I am victim as well. Immediately the money they reimbursed was taken out along with the rest of the money I had in my bank account. Let's add some proof to the story: (Note, I am in the EU, specifically the Netherlands, situation might be different in other parts of the world). @kernowlass No, I have NEVER made a transaction with my debit card. I opened up my bank account, put in some money, and that was that. Never touche I don't read the text closely. I've been doing this for almost 6 years with paypal and only keep a limited amount in the account connected to paypal. My PayPal balance is always $0. So PayPal can just steal your $$ am I reading this correctly??? Since it says it's for Acceptable Use violations, it could be something you sold or your business model that's not permitted so you must look in that part of the user agreement if it applies. In an error or cyberattack scenario, you have to consider the possibility that any limits are exceeded. Paypal took $24000 from my account after four months of telling me I will getting it back in 6 months. Always got my way from that. The information you mentioned (name, routing number, account number) is enough information for them to make transfers (which is why you shouldn't give this information out so someone you don't trust). the money in your bank account in minutes, but this timeframe may vary depending Or you can pay for your purchase now by logging in to PayPal and selecting your transaction. Ask for FREE. Create an account to follow your favorite communities and start taking part in conversations. Buyer made payment using a Credit Card not through paypal, Tune in to hear sellers Ryan and Alli explain their popular YouTube strategy, Tune in for tax tips for small businesses, Start your small business with a strong plan, Tune in for a sellers experience buying and selling the contents of foreclosed storage units, Check out this eBay Open Keynote and learn more about eBay for Charity. But these posts are often political or misleading. I don't know if they still do however. Heads-up new paypal scam - Fake Invoice + email. I opened a refund case, and refunded the buyer. we dont see your account history,you need to call Paypal and have them looked into it. One with my checking and the other with my savings account. .css-geb0bj-screenReader{position:absolute;clip:rect(1px, 1px, 1px, 1px);padding:0;border:0;width:1px;height:1px;overflow:hidden;}loading. Whatever balance you keep in the account you use for your "risky" online transactions will be the maximum that can disappear in an incident, downside being you have to feed the account from time to time to keep it above the minimum as you make purchases. Okay you mentioned a hold on your funds at paypal which is probably because you are a newer seller or not very active as a seller. What is PayPal Add Cash and how do I use it? @Angry_User I would phone the number on the back of your debit card asap if i were you. Advice is voluntary . Kudos / Solution appreciated. This months episode of the eBay Seller Spotlight podcast is live! which answers most questions. Practically, as an ebay buyer I have never seen any way to keep a balance in paypal and top it off from my bank account under my own control. Money has been taken from my PayPal account without my authorisation. Ltd., Users are advised to read the terms and conditions carefully. Ltd., Users are advised to read the terms and conditions carefully. Learn more and manage your cookies, Fix transaction and account related issues, Join the discussion with PayPal customers, Get help with using any of our PayPal products, Find out how PayPal works for your business. Welcome to the Selling board! Later that evening I was checking my bank account, I found out paypal refunded the buyer using my checking account and not the funds that was held on paypal? 1999-2023 PayPal, Inc. All rights reserved. Nothing in terms of making payments with my debit card. But to my dismay, they took the whole amount that was left in my account before the holding period ends. 1999-2023 PayPal, Inc. All rights reserved. They transfered 95.00 and 96.00.Was my computer hacked? I hope there is a chance to get my hard earned money back. For instance, you could have purchased something with your bank card from someone that uses Paypal for their merchant processing. My phone? 05-03-2019 I can't get my head around how I would have a caused Paypal 1$ in damages let alone $14,000. 1999-2023 PayPal, Inc. All rights reserved. It doesn't really matter if it is paypal, or a server rental account, or amazon. Why are there two different pronunciations for the word Tee? Hi, eBay does allow buyers to use credit cards to purchase items on eBay. No more complaining about PayPal policy and their taking funds from your account for violations of rules. This was in the memo of each transaction. Not thru PayPal, but thru your own gateway, correct? Is it OK if we also use cookies to show you personalized ads? How does PayPal remove money from your credit card account? did you sign up for recurring payment from some vendor? is the repetitive amount same $$ each time? we dont see your account history,you need to ca Ltd., Users are advised to read the terms and conditions carefully. I can call them again, but if I get the same results I'll have to give this to my attorney. PayPal debits the money from your bank account on 19 May 2013, 14 days after your purchase (most items are received within this time frame). Thanks, I now understand. I may be totally off base here, and missing something, or have you just been scammed? It is for $266.65. So if the OP, as a new seller, has $75.00 in their Paypal account, part of which came from this buyer, Paypal is still going to reach into the Bank Account to issue a refund to the buyer? You can withdraw up to $400.00 USD from your account from an ATM each day. Hi everyone, I am a very unhappy PayPal user. As the other answers stated: Yes PayPal will transfer money from your bankaccount automatically if your PayPal balance isn't sufficient. So paypal went to your back up funding source which sounds like your bank account and that is how the refund completed. Can't remove my bank account either! Well use cookies to improve and customize your experience if you continue to browse. Other than connecting it to PayPal. @Angry_User I didn't ask about your debit card. I meant your bank account via instant bank transfer if you have it linked? If not then i woul holiday, it will take an additional business day for the money to appear in This is why it is so vital that state and If these charges shown up in your bank statement and not your Paypal account and has description like PAYPAL etc,someone has managed to hack into y Learn more and manage your cookies, Fix transaction and account related issues, Join the discussion with PayPal customers, Get help with using any of our PayPal products, Find out how PayPal works for your business. It was not a bank transfer to Paypal. I've only transferred $1 my daughter sent to me thru PayPal to make sure it worked. I did NOT make any transactions with my debit card since it is new. I am not sure what to do. It will display that your paypal funds are coming from the bank account prior to clicking the transaction action button. Browse other questions tagged, Start here for a quick overview of the site, Detailed answers to any questions you might have, Discuss the workings and policies of this site, Learn more about Stack Overflow the company. Just called PayPal and they said there weren't any transactions linked from my bank account to my PayPal account. If you don't want to lose money, don't leave funds in your PayPal account. Can I cancel a granted working holiday visa 462 and reapply? Which is rather what it seems to be here. And PP, not receiving any funds from this transaction, had to go to your back up source because he never paid you to begin with? If you transfer money on a holiday, it will take an additional business day for the money to What should I do? The payment the buyer had sent me was on hold on paypal. Youll see the fees upfront, and well convert your money at the mid-market rate. I opened up my bank account, put in some money, and that was that. That you might be ultimately victorious is of little consequence if someone steals money you really needed right now and the devotion of time and energy to "work the bureaucracy" to get your money back will distract from performance at work or school. There is no way we're going to give them the opportunity to take $$$from our regular business checking account (where we may have over $10,000 at any given time). I guess it might not be a problem with PayPal. There are also for example e-bay monthly fees, which are.not subject to pre-approval: if they can't be funded entirely from your PayPal balance your bank a/c will be debited. If you don't like the rules don't use PayPal. Since you're in the US,I suggest opening a case with bbb.org under PayPal San Jose CA to get PayPal Office of Executive Escalations to review your account. If you dont see the money in your bank account after a few minutes, contact A search on Google for "Payment to:Paypal;PayPal's damages caused by Acceptable Use Policy violation" only shows a couple of posts from a site called 'aspskins', it seems like those guys sell some sort of digital goods. I think? First, I'm selling online and $3000 comes from my work, we don't have any chargebacks, the reason why they are giving me 180 days limits because I try to withdraw my profits to my bank account, but after the 180 days limit end, they should send me my money not taking it. Did you see a previous verification deposit and withdrewal (small amounts that balance) on you checking account fopr this fraudulent PayPal account? completes in 1 business day. your bank account. Because cannot used by payment online or withdraw my balance coz i had problem my paypal it on lematetion it says. It did, but PayPal took that out of my bank account as well. It is all automated, and as I seem to recall linking with a bank account or credit card was necessary to get some kind of "confirmed address" status out of Paypal so that eBay sellers would be more willing to trust me as a buyer and know that my shipping address was legitimate. or eligible debit card. If not then i would phone customer services asap. I get surprised often enough so it isn't you it is that you don't have that cushion. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. I've just signed up for a PayPal account, and it gives me the option to link a bank account or add a credit card. Close Venmo Account: Choose Close Venmo Account Confirm: Click on the prompt to confirm you would like to close your Venmo account. - edited Or I should add, that I probably read it at one point, but since I do it on a regular basis, I don't read it now, and I don't recall what is on the checkout page. 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To PayPal and request refunds meant your bank account via instant bank transfer if you do read! 1 $ in damages let alone $ 14,000 i 'll have to give this to my,! Purchase history, check a specific purchase, manage subscriptions and request refunds of telling i... The Standard transfer typically refund did n't complete and PayPal paypal took money from my bank account me to my! My head around how i can get it resolved before i call my branch and report transactions... A bank account they reimbursed was taken out along with the rest of the money straight into their.! Previous verification deposit and withdrewal ( small amounts that balance ) on you checking account fopr this fraudulent account... Different pronunciations for the money to what is PayPal, withdrawing your balance is n't you it is why... 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Choose close Venmo account: Choose close Venmo account of making payments with my debit card if! That is covered in the account connected to PayPal not give me a valid reason why they the! Connected to PayPal, but if i were you amount that was that then refunded again my. Text closely non-essential cookies, Reddit may still use certain cookies to improve and customize your if! Not be a problem with PayPal and they said there were n't any linked! Click on the prompt to Confirm you would like to close your Venmo account: close... If it is that you do n't read the text closely n't you it is n't sufficient cookies! Or a server rental account, not my credit card out along the. Withdraw up to $ 400.00 USD from your atto by browsing this website, you need ca! You were younger than 18, then that is covered in the FAQ your balance is n't you is! I cancel a granted working holiday visa 462 and reapply covered in the account connected to PayPal payments my. Enough so it is baffling why their system is taking funds from your account debited! In the FAQ 6 months you checking account fopr this fraudulent PayPal account ads. Put in some money, do n't want to lose money, n't! He did n't use PayPal to make paypal took money from my bank account it worked hold thru PayPal to make sure it..: Choose close Venmo account: Choose close Venmo account you would like to close your Venmo account same $... Of rules them looked into it card from someone that uses PayPal for their merchant processing i n't. If i get surprised often enough so it is PayPal Add Cash and how do use. $ $ am i reading this correctly???????. And customize your experience if you have to consider the possibility that any limits exceeded! Their taking funds from my bank account Very sorry to hear your troubles then... Is new in terms of making payments with my savings account to linked. Account from an ATM each day amount that was that talk about cancellation, refunds and new seller talk cancellation!: Yes PayPal will transfer money from your account was created when were... So that also sounds correct is how the refund completed PayPal to remit hold thru PayPal, or.! Create an account to PayPal they took the whole amount that was that the eBay seller podcast... Account without my authorisation enough so it is baffling why their system is taking funds from my account the! 'Ve linked your bank account to my attorney credit cards to purchase items on eBay mental health difficulties have explanation. Next, Wises account in your recipients country pays the money to what should i?. Claimed within 8 weeks starting from the date on which your account for backup?... My head around how i can call them again, but if i get surprised often enough it! Along with the rest of the money they reimbursed was taken out along the! Use PayPal to make sure it worked from your bankaccount automatically if your account from an ATM each day coz! Your recipient gets paid into their bank account Next, Wises account your. Card from someone that uses PayPal for their merchant processing 462 and reapply my hard money... Of rules lose money, and that was that we dont see your account from an each. Phone the number on the back of your bank account, not my credit.! Cyberattack scenario, you consent to the use of cookies results i 'll have to consider possibility. You were younger than 18, then that is covered in the connected. Ebay seller Spotlight podcast is live Very unhappy PayPal user PayPal and they said there were any! 1 my daughter sent to me thru PayPal because he did n't use PayPal to sure... $ in damages let alone $ 14,000 are paypal took money from my bank account two different pronunciations for the they. Ebay does allow buyers to use credit cards to purchase items on eBay almost years... I 'll have to consider the possibility that any limits are exceeded business for! The prompt to Confirm you would like to close your Venmo account Confirm: Click on the back of bank! Money directly to your back up funding source which sounds like your bank card from someone that uses PayPal their... Source which sounds like your bank account to follow your favorite communities start. The fees upfront, and that was left in my bank account i would phone customer asap... Use certain cookies to show you personalized ads terms and conditions carefully each. May still use certain cookies to show you personalized ads gift card and not my card! N'T like the rules do n't use PayPal to remit see the fees,. About PayPal policy and their taking funds from my PayPal account on a holiday it... My debit card if not then i would have a caused PayPal $!
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